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Where Money Really Does Grow on Trees
Derek Allen
Derek Allen
Jan 05, 2010


myMoneyPower is giving away TWO $25 Target Gift Cards to TWO lucky readers! Each reader may only win one prize for this giveaway. This is the first of many giveaways being hosted on the myMoneyPower Blog over the next few months. Some giveaways will be exclusive to the different media channels myMoneyPower offers. For instance, we have plans for a contest that would be exclusive to the Facebook fans. So make sure you become a fan on Facebook, follows us on Twitter, and subscribe to our RSS feed!

How to Enter

Each method of entry provides the contestant with another chance to win. Complete all four methods for four entries into the giveaway!

1. Leave a comment on this post with a money saving tip you plan to implement or currently use this year. The best tips will be featured in a follow up post after the contest ends!

2. Follow us on Twitter and ReTweet this post. Something like, RT @myMoneyPower $50 of Target Gift Cards Giveaway – . Be sure to include the @myMoneyPower so we can track your entry! Hint: You can ReTweet this automatically by using the Pass it on box at the end of the post and clicking the Twitter logo.

3. Become a fan of myMoneyPower on Facebook. Anyone that becomes a fan by the contest deadline will be entered to win. Be sure to recommend the page to your friends so that they may be eligible to win as well! Hint: You can do this via the Facebook box on the right sidebar.

4. Subscribe to the myMoneyTree RSS feed. It is the best way to stay connected and to keep up with the latest financial advice. You may subscribe using your favorite news reader or get updates delivered directly to your inbox. If you subscribe using a reader be sure to leave a separate comment so that we can track your entry and contact you if you win!

Be sure to leave the correct information in the comment form. E-mail addresses will only be used to contact the winners and will not be shared or published in any way. Participants only need to leave a comment for the first and fourth methods of entry.


The deadline for this contest is next Wednesday, 1/13,  at 4:00 PM EST. At this time entry will be considered closed and the two winners will be determined using a random number generator. The winners will be contacted by e-mail to determine where they would like their new gift cards sent. We look forward to your money saving tips. Good luck and be sure to pass this on to your friends!

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Posted Under: Ways to Save

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161 Responses to “$50 of Target Gift Cards Giveaway”

  1. You twitter Target, I said run over there! ;)

    My favorite financial tip for the New Year – I love saving money at my grocery store – so my tip(s): to shop the parameter of the store (its where the whole foods are placed (aka – nonconvienent items) and two shop with a list/menu.

    Saves tons of money to cook your own meals and know what is planned for the week.

    • Excellent advice, that is actually something I’m wanting to give a shot this year. I’m trying to plan out every meal and make a list off of that. Will help me eat healthier as well.

  2. My tip is to keep coupons in the car – I always cut them out and leave them on my desk so I don’t have them when I make an unexpected stop to eat or shop.

  3. My favorite financial tip is to keep all loose change in a piggy bank and make a rule not to open it for 6 months. Really good spontaneous savings one rainy day :)

    • Reminds me of my jar of loose change that has been sitting on my dresser for years. Definitely a good idea to actually set a specific date to put it to use. Mine is just collecting dust. Thanks for the tip and the subscriptions on facebook and our RSS feed!

  4. I subscribe!

  5. This year we received a local Citipass book & we are keeping it in the car we use most. I’ve been checking it as we decide where to eat (which we never do until we’re already in the car for some reason).

    • Ahah, reminds me of my GF and I arguing about where to eat. Pretty cool that you have a discount book like that in your area. I’m going to have investigate and find one for Tallahassee, it is certainly a good way to save. Thanks for the comment and RT!

  6. I also retweeted from mickiemck

  7. My favorite tip is to stockpile food and necessities! You know, buy at the lowest cost possible and buy a lot!

    You generally need multiple sets of coupons and then apply them when items are on sale. For example, I did (2) transactions to get 10 boxes of Special K for FREE!
    Sale price $2 per box
    Applied coupons to bring the total down to $5.
    The store was running a promo of an instant $5 off when you bought 5 boxes
    So 5 boxer were FREE!

    I did that transaction twice! What my family doesn’t use I will give to the church’s food bank.

    • Wow, that is quite the deal you got there. By combining coupons with the in store promotion you were able to get an amazing deal. Glad to hear you plan on donating the unused boxes to your church’s food bank. Thank you for the comment, subscribing, and tweeting!

      Also, you got quite the website at the Frugal Kennedys. Tons of great deals on there.

  8. I subscribe by email

  9. I bought an indoor retractable clothes line and I dry my clothes for 20 min and let them line dry the rest of the way.

    • Definitely a great way to save money on utilities, and you’re being green! I’m sure it is a lot better for the clothes as well. Less wrinkles, shrinkage, and fading. Thanks for the tip, tweet, and subscriptions!

  10. I tweeted @joyfulmclean

  11. Facebook Fan of MyMoneyPower

  12. I subscribe through RSS feed

  13. The best money saving tip I know is to use coupons properly. By this I mean if the store is doing a buy one get one free, and you have a coupon to save $1.00 when you buy 2, use the coupon then, you only pay for 1 item, get the other item free and still save an extra dollar.

    • Always a very good idea to use those coupons properly. They already offer good savings, turn it into great savings by combining them with other offers. Thanks for the tip and becoming a a fan on facebook!

  14. I just became a facebook fan

  15. my best tip is clipping coupons, I save sooooo much in coupons, i can’t figure out why everyone does take the time to do it.

    • Coupons seem to be very popular among the readers. While I don’t clip them myself, which I should, we do have other writers who swear by them. Thanks for sharing!

  16. subscribed by google

  17. My family drops whatever spare change we have into a glass jar. We don’t touch it until it gets full and then we take to get it counted so see how much we saved!

    • Another great idea. I’ve been doing it for a while but it’s about time to get it counted. I hate using those Coinstar machines because they take a %. Maybe I’ll bite the bullet and just roll them myself and take it to the bank. Thanks for the comment!

  18. Changed the setting on my washer to cold water to save – Also have a Fisher-Paykel washer that spins so much water out it cuts down to 1/2 of the drying time

    • Using cold water when you can will save a bunch of money on your utility bill. Pretty interesting that your washer can use water that efficiently, never heard of something like that before. Thanks for the comment!

  19. Use all the Coupons you can! It really does save money and you can really get more when you use them!
    Also learn how to CVS!!!! You will get a LOT of stuff for free!

    • Coupons are everyone’s favorite tip! They really are free money. If you were going to buy something, why not save a little by using a coupon? CVS always has great deals, you just got to keep an eye out for them. Thanks for the comment, tweet, and becoming a fan on facebook!

  20. Facebook fan Heather Mahan

  21. i am going to save money by packing lunch and using coupons in the grocery store

    • That is one of my goals this year. You can save so much money by packing a lunch instead of eating out. Thanks for the tip, tweet, and subscriptions!

  22. I look for printable online coupons good for in-store use for all of the popular retailers i shop before I leave the house. There’s always more than one option for any item I need, so whoever has the best coupon gets my business. This has been a huge money saver with regard to buying sports equipment, shoes, and outdoor gear.

    • Wow, I never thought of using coupons for sporting goods. I love the outdoors and fish, hike, or camp as much as I can. I’m going to have to start doing that. Thanks for the great tip and tweet!

  23. I’m following you (livingtheLOA) and here’s my tweet:

  24. fb fan
    tony l smoaks

  25. google reader subscriber

  26. I plan to take out more cash at a time–but leave it home in my lockbox. That way I’m not tempted to run to an ATM that’s not my bank/charges fees, but I also won’t spend too much.

    • I usually only do this when I travel, but I do get hosed time to time from a $2.50 ATM Fee. This way you always have cash on you, just in case that merchant charges for using a debit card. Thanks for the comment!

  27. I made a resolution to pay cash for everything under $500. Since I almost never have $500 cash on me, it’s working. It’s simple to implement. I banned credit cards, in effect.

    • A lot of finance gurus are preaching this. You can’t get into credit debt if you don’t use your credit card. You could also use the cash to budget, and make sure you don’t overspend. Great tip and thanks for the subscriptions and tweet!

  28. I follow on Twitter cdziuba and tweeted

  29. Carol P dziuba Facebook fan

  30. feed subscriber

  31. My favorite tip is one my Mom always told me. Go to the store with a list in hand, stick to that list, no extras, no impulse buys. If you stick to it, you will save.

    • Your mother is definitely a smart shopper. Grocery stores are meticulously laid out to try to get your impulse buys. Sticking to a list will definitely thwart their efforts. Thanks for the tip and tweet!

  32. For coupons or money off stores: If you use an iphone, try the money saving app sherpa coupons, you don’t need to clip, you just have it on your phone!

    • Wow, I never knew an app like that existed. That truly is remarkable. If you are waiting in a checkout line, just check the app real quick for savings you would have missed. Thank you for the awesome tip!

  33. My best money savings tip besides using coupons, is whenever shopping online, search out if there are any discount codes available for that store. Quite often, I find discounts that have saved me much money.
    Thanks so much for this giveaway.

  34. Following on Twitter and Tweeted:

  35. I’m a subscriber.
    Thanks again.

  36. make a list of the items you use reguarly. when it’s on sale, stock up on them. you’d be surprised how much yo save annually.

  37. Also another great one is for coupon codes when shopping online. You can usually find discounts or free shipping. I check this site before I pay online for my shopping. (Sorry if this was posted already, I didn’t have time to read all the posts.)

  38. To avoid impulse buying (I am tempted by the Shopping Chanels!) I will write down the item name, number and cost and wait a week to see if I am still interested in buying this item. I have found most of the time the answer is NO! This is saving me money! Thanks!

  39. I am going to start using more coupons, thanks.

    kport207 at gmail dot com

  40. Iuse coupons for what is on my list, shop the sale ad and plan my menu around what is on sale

  41. We took a close look at our electric bill and have cracked down on unnecessary usage!

  42. I use coupons, buy in bulk and buy store brands when available.

    • All excellent tips. Store brands should definitely be taken advantage of. They are virtually the same product for less money. Thanks for the tips, fanning us on facebook, and the retweet!

  43. We are switching to all energy saving light bulbs. they cost more initially but they last longer and use less electricity

    • CFL light bulbs are a great investment. As you mention, they might cost more, but you will make it back through energy savings. Thanks for the tip, fanning us on facebook, and the subscription!

  44. I’m a fan on Facebook

  45. Facebook fan

  46. email subscriber

  47. Coupons! I have saved so much over the last few months since I started clipping these every Sunday and paying attention to all the different grocery stores sales.

    • Coupons are incredibly helpful for saving money. If you just started you might want to look into buying or making your own coupon organizer book. Thank you for the comment!

  48. I want to start using more coupons, as well as coupon codes when I order stuff online!

  49. Facebook fan!

  50. Subscriber!

  51. I recycle all of my aluminum cans. They really do add up and this year I vow to start using coupons.

    • My apartment doesn’t recycle so I drive to the waste management center every weekend to drop mine off. Though, there are places in town where I could take them to get reimbursed. Good luck starting with coupons, once you realize your savings you probably will be hooked like all our other readers. Thanks for the tips, tweet, and fanning us on facebook!

  52. I became a fan on facebook.

  53. We recycle everything :)

  54. Pay your bills online to save postage fees and trees.

    • A good tip to save two types of green. Just be careful, some businesses use it as a way to make money and will charge you convenience fees. Thanks for the tip.

  55. I am following you on Twitter. Also a great way to save money is to only make one big shopping trip a week. That way you don’t have to spend so much money more than once a week.

    • Thanks for following. Minimizing your trips is a good strategy. You are more likely to just buy what you need, and you save gas by eliminating un-needed trips. Thanks for the tip!

  56. My tip is to try to find more sales/coupons/rebate combos

  57. I follow on twitter and tweeted –

  58. I Subscribe to the myMoneyTree RSS feed.

  59. A money planning tip I plan on implementing this year is to only buy what my family needs (not wants) and to buy it on sale!

  60. I use coupons for sale items and save. Its a lot of work but worth it. I organize my coupons and watch the weekly grocery sale papers then make my list.

  61. Shopping consignment shops, eBay, and Craigslist will definitely save you a lot of money.

    • Absolutely! It is something I’ve done in the past but forget to keep doing. I was looking for the perfect desk for my new office and found it online for $350. I checked craiglist for about a week and found the same exact desk for $25!!! The family just moved and had no room for it. Thanks for the great tip, tweet, and subscriptions.

  62. Facebook fan (Mary Happymommy).

  63. Email subscriber

  64. I purchased Quicken so I can set my household up on a budget so we can figure out where we are wasting the most money and need to cut back.

    • Investing in software like Quicken is a wise investment. It will allow you to budget efficiently, seeing where every cent is going. You will find ways to free up money that you never imagined. Thanks for the tip and subscriptions!

  65. I became a fan on Facebook!

  66. When purchasing items online, I use cash back sites (usually and I try to use discount/free shipping codes as much as possible.

  67. I’m a Facebook fan.

  68. One tip is to make a list when you need to go shopping. When I have a list and I stick to it, I spend so much less money(& time) than when I don’t have one.

    • Always good advice. Sticking to a list will help you avoid spending money on impulse buys and stuff you don’t need. Thanks for the tip and for following us on twitter and facebook.

  69. I’m a subscriber.

  70. I am a facebook fan (angie mozz…)

  71. I plan to use more coupons using online coupons :)

  72. I love to shop at TJMaxx, Marshall’s and Home Goods, so I use a credit card that gives me $10 credit for any of those stores with every $200 I spend. It’s great.

    • Discount stores are a good idea. They will have the same name brands as the other retailers for less. It’s even better that you have credit rewards for those stores. Thanks for the tip!

  73. Read your flyers and use coupons. Watch for double coupon and on BOGO items you can use 2 coupons.

  74. Money Saving Tip? Join Blog Gift Card Giveaway Contests this year!

  75. I’m and avid coupon clipper. I swap my unwanted coupons with some of my friends and mother.

  76. i shop on sale and online, when they have free shipping.

    • If you are going to buy something it is definitely better to do it during a sale or a promotional offer like free shipping. Thank you for the comment!

  77. decide between need and want, and will I reallly use this or that. Just because I have a coupon or a code its not saving me money if I will never use it or donate it

    • Discerning needs from wants is very key for saving money. Until you monitor all your expenditures, you won’t realize how much money your potentially wasting. Buying only what you really need is a prudent decision. Thanks for sharing!

  78. Shop the sales, use cash off coupons, stock up on non perishables whenever there’s a good buy.

  79. it never hurts to call companies such as your cable company and haggle with your bill. They usually will offer you a deal.

    • It is something that I have never tried, but I know people who swear by it. You can call up everyone from your credit card to your cable company and ask if they could do better. The worst thing that can happen is that they say no. Thanks for the tip.

  80. I use coupons and try to buy on sale. I also shop at CVS, Rite Aid and Walgreens and take advantage of their various rebate/reward programs. I don’t think I have paid for Shampoo, razors, toothpaste/toothbrushes (and many more items!)in years!

  81. Make a list and stick to it!!!

  82. save all loose change daily by the end of the year you’ll be surprized how much you have

  83. i dropped my phone service from the cable company for magicJack and in the summmer, when my tv contract is up, i’m buying a media laptop and streaming from the internet and dropping cable tv. mine provides poor billing, service, and rates.

    • I think this might be the way of the future. Cable companies are taking advantage of their monopolies and not offering the service they should be. So many stations are offering internet subscriptions for their syndication. You can save a bunch by dropping your company’s service. Thanks for the tip!

  84. Well, my first comment didn’t show up, so here’s my tip again…
    When I shop online, I use ebates to get cash back and I use a lot of discount/free shipping codes.

    • I’m sorry your first comment didn’t show up. Everyone is trying to get their last minute entries in at once.

      Websites like ebates that offer cash back on purchases are a smart choice. If your going to buy a product, why not get cash back for it? Thank you for sharing!

  85. my money saving tip is that i got a coupon organizer, and i am using coupons for all my grocery and personal product purchases :)

    • I’m sure a coupon organizer will prove to be a valuable money saving tool. It certainly seems like it would make coupon snipping a lot easier. Thank you for the tip!

  86. I would like to thank everyone who entered. It was fascinating reading all your money saving tips. I will tally up all the entries and announce the two lucky winners. I will follow up with a post with the results. Thanks again!

    Entries to this giveaway are now closed.

  87. only using cash is definitely a money-saver.

  88. Monitor your bank account closely so you will not have to pay overdraft fees. Keep track of what you are buying on a daily basis.

  89. We always use coupons on groceries, eating out, clothes, etc. If I hit the Lottery i would still use coupons and stay thrifty!

  90. Don’t shop without coupons and deals.

  91. I plan on keeping an eye out for more sales and definitely cutting tons of coupons.
    Cut back on things i may not need and just want.
    Thank You for the Giveaway!