Smart phones are the latest technology boom taking over the consumer market. You can’t turn on the TV without seeing a few ads for the latest smart phone. The demand for them is huge and it doesn’t look like this trend will be ending anytime soon. Especially when people waited in line for well over 6 hours to receive their new iPhone 4. Smart phones may be expensive, but the potential savings they could allow you to harness can easily make up for the cost. This latest technology boom has brought about app marketplaces where developers can write custom software to run on smart phones. I will be sharing the apps that I use on my iPhone, though many will have versions to run on different smart phones, that I use everyday to make my income go further.