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Dec 28, 2009
I like setting New Years resolutions as a way to focus on achieving things that are important to me. Last year I set a new years goal to lose five pounds by the end of the year. I failed but will try again this year. I seem to do better when it comes to setting financial goals. Last year I dropped my $50 per month health club membership in favor of walking and a new exercise routine that my doctor gave me that costs nothing. That is $600 a year I did not need to spend. Let me know if you want the details and I will post the routine.
Dec 23, 2009
With the holiday frenzy finally off your back, you find that the New Year is right around the corner. If you are planning to host a New Year’s party this year be sure to keep a budget in mind. Here are some quick and easy tips that will enable you to throw a great New Year’s party without emptying your wallet.
Dec 22, 2009
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When you leave your laptop plugged in 24/7 it will continue to draw power even if the battery is full. That is a waste of energy and money. It also affects the capacity level of the battery potentially costing a new battery. The solution is to take the battery out while the laptop is plugged into an outlet. It will save a few bucks a month on your electric bill, and potentially $100 for a new battery.
Dec 18, 2009
The holidays are certainly one of those times when we need to implement as many money-saving tips as we can; so that we can spend less and enjoy the true meaning of Christmas! Here are 20 easy to follow tips to ensure you don’t break the bank this holiday season.
Dec 17, 2009
I have chosen a gas card as the first step on My Credit Journey. If you missed that post, it is my 6 month journey to build up credit and get accepted for a decent rewards credit card; after being rejected twice. As a recent college graduate with no credit history, I am looking to build up my credit to help get lower interest rates for big purchases that might be around the corner for me (car, house, etc.). I have identified a gas card as a good opportunity to start building credit.
Dec 17, 2009
Food is an expensive and is essential to our everyday lives. Here are some helpful tips on how to cut down those expenses.
- Make lunch and bring it to work! Simple “brown bag” lunches are sandwiches, soups, and salads. You can even bring leftovers from last nights’ dinner. The average person spends anywhere from 5-10 dollars a day on a “fast food” lunch. If you packed your lunch every week day you could save an estimated $1,680 per year!
Dec 15, 2009
Toyota unveiled their Prius PHV plug in hybrid. This car can be charged up and drive 14 miles on only that charge before using it’s engine. That would make short commutes truly 0 emmission. Imagine going to the grocery store using 0 fuel in an affordable, practical vehicle. I know for me most of my trips are less then 5 miles round trip. What’s next from Toyota, or other car manufacturers?
Dec 08, 2009
You don’t have to live in Florida to benefit from one of the best websites that can help you cut your energy bills way down. the Florida Solar Energy Center provides information about all kinds of energy savings, not just Solar. Check out the site at www.fsec.ucf.edu. If your thinking about solar hot water heating they have a free calculator that will help you run the numbers on potential cost and savings of installing a solar hot water system.
Go to http://www.fsec.ucf.edu/en/consumer/solar_hot_water/homes/calculator/index.htm.
If you are interested in energy and money saving techniques for your home or business, contact our Energy Professional now. They will help with offsetting your energy consumption and save thousands on your utility bills.
http://www.mymoneypower.com/ppm.html
Dec 08, 2009
Like most things in life that are not easy, setting a specific and achievable financial goal helps you to focus your energy and activity more effectively. It takes about ten minutes to complete the MyMoneypower Program Assessment and establish a monthly MoneyPower Goal. For most people, achieving the goal means finding ways to save money by reducing costs. For example if achieving your goal requires you to reduce costs by $50 per month, you can focus on small adjustments in your spending patterns to make that happen. We are creatures of habit and finding $1.66 per day in savings is not hard. On the other hand if your goal requires you to reduce spending by $800 per month you will need to focus on larger more difficult changes. In some cases you have to focus on savings and also on supplementing your income to achieve your goal.
Dec 01, 2009
Amazon is running a promotion up until Christmas that offers a free Christmas mp3 download a day. The first one is already up: Joy to the World – Casting Crowns
Check back each day to take advantage of the free music download.
Amazon’s 25 Days of Free
Thanks to Wisebread for sharing this!
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