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Jan 26, 2010
As a hybrid owner I have listened to many a person explain to me why buyng a hybrid is a bad deal. They explain that a similar car in the same class would cost less. And that the amount of time and miles I would have to drive the car to recoup the cost difference is too great . Yes, I could have saved $5,000 and bought a car I did not want. Instead I got what I wanted. It turns out the Prius is the best car I have ever owned. I like the way the engine shuts down when the car is stopped. Suprising the extra torque from the small electric motor and shift free transmition provides a solid feeling of accelleration and driveablity. The car is comfortable, roomy and fun to drive. Hybrid owners don’t have to justify thier choice in car technology anymore than anyone someone choosing four wheel drive, ugpgraded heated seats, super state of the art stereo systems, fuel injected hemi’s or other features that they want. It isn’t about getting the lowest cost car in that class of cars, it’s about getting what you want. In the case of hybrid cars the buyers want to use less fuel per mile driven for reasons that transend the current price per gallon. It’s ok if you don’t get it, but please understand that the ”hybrids don’t make economic sense” argument is flawed.
Jan 26, 2010
You have been driving your gas guzzling vehicle for 5 years or more, and each time you go to the gas pump it is another $65.00 to fill up. All your friends and neighbors are on the bandwagon of energy efficiency with new hybrids and you are wondering how you can get on the bandwagon too. Fuel efficiency for personal transportation does not come without a price that can significantly impact your monthly discretionary income. If you have a cash surplus to purchase a hybrid vehicle then by all means go for it. But here are a few thoughts about how to have a new perspective and fall in love with your gas guzzler again from a personal economic viewpoint. Is your car paid for or close to being paid off? If yes then read further.
Jan 25, 2010
I have a 47″ plasma TV and no cable…that’s right, you heard me NO CABLE! However, even though I find myself feeling moderately disconnected from the world at times; I realize that not having a cable bill saves me money. The average cable bill monthly is anywhere from $30-60 dollars for a basic package. That is an estimated $360-720 dollars a year. A premium package could cost upwards of $70+ a month, or $840+ a year.
Any purchase or investment should look at the return. If I was paying $60 a month for cable, but only watching a few hours of programming a week, was it worth it? One might want to put an actual cost to the hour. If one watched 10 hours of television a week and paid $60 in cable bills, they would be paying $1.50 for every hour of cable. Obviously heavy viewers would find more return on their payments and might consider it worth every penny. But casual users need to examine the return and decide if they can manage with a reduced or terminated cable package. Cable television isn’t the only answer for in home entertainment and here are some media alternatives that I utilize.
Jan 22, 2010
This is a tasty and economical appetizer for any occasion. There are several variations and you can add toppings of your choice. Each sheet pan serves about 6 people and each plate will serve 3.
Jan 20, 2010
All of us have experienced what seems to be one of the most brutal winters in recent history. You can make your home feel warmer without turning up the heat. One way to achieve that is most homes in Florida, where I live, have ceiling fans. By turning the ceiling fan in reverse in the winter time, air pooled near the ceiling is circulated back into the living space. This easy step can save up to 10% of your heating bill. You can also turn down your thermostat when you leave the house for the day. Another very easy step that will reduce your bill. Why heat the home when you’re not there? A great tip year-round is to change the filter in your furnace. A clogged filter makes your furnace work harder, therefore increasing your energy costs. And lastly, you can caulk and use weatherstripping around doors and windows. Why let that heat that you paid for escape? These are just a few ideas of how to keep the heat in and the cold out without breaking the bank.
Jan 20, 2010
I will never forget the day that I saved $203 using grocery coupons and taking advantage of store specials. Although it was four years ago, I remember it like it was yesterday. I was on a mission -I walked into the store prepared with the week’s grocery ad and matching coupons for the items on sale already clipped and separated. I went up and down the aisles, buying the items I had matched with my clipped coupons. (This particular store also had several Buy One Get One Free specials and doubled coupon face values, which added to the savings). The total for a cart full of food was…
Jan 18, 2010
During our first Target Gift Card Giveaway, we asked our readers to share a money saving tip they planned to implement during the new year. We had a very strong response that resulted in a bunch of great ideas from our readers. There were some truly innovative tips as well as some practical ones that are equally as useful. Here is a round-up of all the great tips we received.
Jan 15, 2010
Valentine’s Day is a day to celebrate love with your other half. Here are some money saving ideas that will show your valentine how much you care without breaking the bank.
Jan 15, 2010
Starting with “the basics” is always a good idea. An easy to read and understand section on the Social Security Administration website has many topics for search options. Start at http://www.socialsecurity.gov/retire2/ and select a link that most interests you. Choose from “Benefits Calculator” or “Near Retirement?” or “Eligibility Issues” and more.
Jan 13, 2010
First off, I would like to thank everyone who entered. I really had a blast reading all of your money saving tips. Some of them were things I would have never thought of myself. Keep an eye out for the follow up post where I will go over the most popular ways to save this new year. With that said I am proud to announce the two lucky winners and they are…
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